It’s understandable why you may be hesitant to have a home security system installed in your home. Often, these systems are expensive and may be difficult to install. If you monitor your system yourself, you are tasked with having to keep tabs on your phone or computer at all times as well.
Fortunately, there are ways around these challenges, but moreover, there are many more reasons to have a security system than there are reasons not to have one.
Top Reasons to Consider Installing a Home Security System
Having a home security system installed in your home could save you and your family in a dire situation. Many people associate home security systems with protection from intruders, burglars, trespassers, vandals, and other criminals. And while these sorts of protections are definitely the top reasons to have a home security system installed, some alarm systems also provide fire protection, water sensors, remote home security control, home automation, carbon monoxide detection, and much more.
All in all, homeowners tend to choose to install a home security system for the following reasons:
Protection from theft —This includes theft inside the home, in outbuildings such as barns and garages, and on front porches or doorsteps (for example, someone who comes to steal a delivered package from your front door).
Protection from intruders who aim to do harm —For whatever reason, intruders may attempt to enter your home and harm you or your family, but a security system will not only scare these individuals off, it can also contact authorities immediately so that the intruders can be apprehended.
Protection for secondary properties such as vacation homes— If you own other properties in addition to your primary residence, you can’t be there all the time to monitor them. This means that a security system is the absolute best way to protect these properties from vandalism, squatters, burglars, and other criminals.
Protection from intruders and discounts on home insurance —Likely no one is choosing to install a home security system just for the discounts, but there are reduced insurance rates available with some insurance companies when you install a home security system. Keep in mind this is not an option that all insurance companies offer, but you can certainly ask your insurance provider about it.
Numerous Security Systems on the Market — How Do You Choose?
Take one look at the long list of home security systems on the market today, and you’ll be immediately blown away by your choices. You will also likely feel a bit overwhelmed. How do you choose the right home security system for your needs?
First, ask yourself why you need the system. Are you looking for comprehensive protection from anything that could harm you and your family (fires, carbon monoxide poisoning, burglars, intruders, vandals, and more)? Or are you most worried about making sure that no one enters your home while you’re away on vacation? Are you protecting a secondary home or property? Do you live in a dangerous neighborhood?
All of these factors will influence what security system you choose.
Generally speaking, you’ll need to make the following choices:
– Self-installation or professional installation
– Self-monitoring (generally done with the use of a smartphone) or central monitoring (monitored by a high-tech security company)
– Hardwired system or a wireless system
– Alarm type (loud blaring alarms or silent alarms that immediately notify authorities of a break-in)
– Camera options (zoom and pan, high-resolution, night vision, 24/7 monitoring, and recording)
– Home automation services (being able to turn on and off lights, electricity, alarms, locks, and more)
Our agents at Mayville Insurance would be happy to help you learn about possible discounts related to installing a home security system or concerning a new home insurance policy should you need one. Contact us today for more information.