If you’re thinking about upgrading your current boat or purchasing your very first watercraft this year, there’s no better place to get a feel for the 2018 lineup than a boat show. This is the time of year when dealers and manufacturers start to show off their very best products with all of the bells and whistles they know you are looking for. That’s why we’ve put together a few tips to help you save time, save money, and choose the boat that’s right for you.
Choosing a Boat
The only thing all boats have in common is their ability to float on water. Other than that, the differences are tremendous. It’s those differences, however, that give each one an edge for different purposes. A bass boat, for example, usually has a few anglers’ chairs, a live well for storing your bait and catches, and a large platform for casting your line. A bowrider, on the other hand, is designed to carry several passengers and can be used for leisurely cruising, tubing, and even skiing. Other popular boats include:
- Ski boats
- Wake boats
- Personal watercraft
- And many more
If you are unsure which boat is right for you, consider where you will use your boat, the primary reason you’ll use your boat, the amount of seating you will need, and your overall budget. You should also consider where you will store your boat and whether you prefer an inboard, outboard, or inboard/outboard motor.
Another important factor to consider is the size of boat you want and need. Big boats tend to hold more people, but they also complicate transportation and storage options. Not to mention, large watercraft can put a drain on your fuel budget and make it difficult to pilot your boat in the water.
Used vs. New
New boats can cost as much as a new vehicle, so it’s understandable why someone might consider purchasing a used watercraft instead. On the other hand, used boats are also more likely to have structural or mechanical problems – if not now, in the near future. Buying new allows you to customize the features for your boat and take advantage of the warranties offered by the manufacturer. If you decide to shop for a used model instead, consider buying from a dealer – perhaps one at your local boat show. Come armed with the questions you want to ask and ready to negotiate. Also, research the dealers in your area to find out more about their reputation and whether they offer any special warranties or other services to used boat buyers.
Don’t Forget about Boat Insurance
After you’ve purchased your boat, protect the money you’ve invested by purchasing a boat insurance policy right away. Unlike homeowners insurance, which only offers very limited protection for certain types of watercraft, boat insurance protects your boat when it’s stored, on the water, and in transport. It generally covers things like physical damages, property damage liability, bodily injury liability, special equipment, personal property, emergency assistance, and more.
For more information about boat insurance and how the team here at Mayville Insurance can help you save on coverage, contact our office to request your free quote today.